Rates & Templates

 

EXCHANGE RATES

For reference only

SBV Rates (USD/VND): 24,246

Rates updated on 19-07-2024 09:43

  BUYING SELLING
Cash Transfer
AUD 16,422
0.6533
16,488
0.6559
17,232
0.6855
EUR 26,700
1.0621
26,807
1.0664
28,351
1.1278
GBP 31,722
1.2619
31,850
1.2670
33,290
1.3243
JPY 154.21
163.0120
154.83
162.3600
165.17
154.1321
CHF 27,611
0.9104
27,722
0.9068
28,977
0.8675
HKD 3,139
8.0076
3,152
7.9756
3,294
7.6315
CAD 17,888
1.4053
17,960
1.3997
18,771
1.3392
SGD 18,244
1.3779
18,317
1.3724
19,146
1.3130
THB 673
37.3695
675
37.2200
722
35.2500
NOK 2,254
11.1519
2,263
11.1073
2,389
10.5224
SEK 2,300
10.9278
2,310
10.8841
2,439
10.3067
USD 25,138 25,138 25,458

 

FORMS & TEMPLATES

General Forms

BPCE IOM PAYMENT ORDER FORM

Payment Order

Account Opening Templates

For Company

FATCA W8BEN E Form

FATCA W8BEN E Form Instruction

Notice of information change

POA And Specimen Signatures

Master FX Trade Agreement

Internet Banking Application

General Terms And Conditions

BOD Resolution Account Open

BOD Resolution Account Open Credit

Banking Transaction Contact Information Registration Form

Application Form for Opening Time Deposit Account

Application Form for Account Opening

Letter of Indemnity Using Customer Own Funds to Remit Overseas

Letter of Indemnity Provide Information via Email

UBO Declaration

PEP Declaration

For Individual

Application Form Individual (joint account)

Application Form Individual

FATCA PP W 8BEN

FATCA PP W9

PEP Declaration Bilingual

Signature Card 2015 BPCE IOM

Loan Drawdown Confirmation

Loan Drawdown Confirmation for export in USD

Loan Drawdown Confirmation for export with rollover in USD

Loan Drawdown Confirmation for financial loan in USD

Loan Drawdown Confirmation for financial loan in VND

Loan Drawdown Confirmation for financial loan with rollover in VND

Loan Drawdown Confirmation for financial loan with rollover in USD

Loan Drawdown Confirmation for import in USD

Loan Drawdown Confirmation for import in VND

Loan Drawdown Confirmation for import with rollover in USD

Loan Drawdown Confirmation for import with rollover in VND

Payment List link to drawdown for domestic transfer

Payment List link to drawdown for overseas payment

Trade Finance

APPLICATION FOR LETTER OF CREDIT

LETTER OF SET OFF ON DEPOSIT AGAINST LETTER OF CREDIT

APPLICATION FOR LC AMENDMENT

BILL OF EXCHANGE

PRESENTATION OF EXPORT DOCUMENTS

APPLICATION FOR SHIPPING GUARANTEE

APPLICATION FOR BANK GUARANTEE AND SBLC

AGREEMENT ON ISSUANCE OF BANK GUARANTEE AND SBLC

 

DEPOSIT INTEREST RATE

1. CURRENT ACCOUNT

Types of customer VND USD and other foreign currencies
Individual 0.50% 0.00%
Corporate 0.50% 0.00%
Capital Account 0.00% 0.00%

2. TIME DEPOSIT ACCOUNT

Tenor VND USD and other foregin currencies
Individual Corporate
1 week 0.5 0.5 0.00%
2 week 0.5 0.5 0.00%
3 week 0.5 0.5 0.00%
1 month 3.25 3.25 0.00%
2 month 3.75 3.75 0.00%
3 month 3.75 3.75 0.00%
4 month 3.75 3.75 0.00%
5 month 3.75 3.75 0.00%
6 month On request On request 0.00%
9 month On request On request 0.00%
12 month On request On request 0.00%
18 month Na Na 0.00%
24 month Na Na 0.00%
36 month Na Na 0.00%

*Notes:
• The interest rate is applied for time deposit account with interest paid at maturity date.
• The interest rate is determined by principle and tenor of the deposit.
• In the event of premature withdrawal of the Time Deposit Account, the interest payment is calculated by the current deposit interest rate and the number of days from the deposit date to the termination date.
• Interest rate applied for large deposit should be agreed between customer and the Bank.
• Any change may be made without notice.

SCHEDULE OF CHARGES

Effective date: 02nd October 2023

TRADE FINANCE

IMPORT LETTER OF CREDIT

Draft L/C opening

FREE

Opening fee

0.125 % p.m (min USD 50)

Amendment fee

 

Increase in amount or extension

0.125 % p.m (min USD 30)

Other amendment

USD 25 flat

Cancellation fee

USD 50 flat

Payment

0.15 % (min USD 30 – max USD 800)

Acceptance of usance draft

0.2 % p.m (Min USD 25)

Discrepancy fee (collected from Beneficiary)

USD 60

Overdrawn / DC expired

0.125 % p.m (Min USD 30)

B/L endorsement

FREE

Overdue bills

FREE

EXPORT LETTER OF CREDIT

Pre-advising L/C

USD 10 flat

Advising L/C

USD 25 flat

Advising amendment

USD 20 flat

Confirmation of L/C

As per agreement

subject to country and bank risk

Transfer L/C

0.125% min USD 50

Amendment of L/C transfer

Extension or increase in amount

0.125 % min USD 30

Other amendments

USD 25 flat

Export bill collection under L/C

0.25 % (Min USD 30)

Export bill negotiation under L/C for deferred bills / discount

0.25 %

(Min USD 30 + discounting interest from date of advance up to date of receiving reimbursement)

Overdue bills (handling charges)

FREE

DOCUMENTARY COLLECTION (D/P, D/A)

Handling fee

0.2 % (Min USD 25 – Max USD 200)

Export D/P, D/A bill discounting

At agreed rate form the date of advance up to the date of receiving reimbursement

Tracer for acceptance/payment

Swift fee

Overdue bills

FREE

Cancellation or rejection

USD 30

LETTER OF GUARANTEE / STAND-BY L/C

Issuance commission

0.2 % p.m from date of issuance

(min USD 40 or VND 950 000)

Amendments

Increase in amount or extension

0.2 % p.m (min USD 30 or

VND 700 000)

Other amendments

USD 30 or VND 700 000

Advising fee

USD 30 or VND 700 000

Claim handling commission

FREE

Shipping guarantee

· Under L/C

0.1 % p.m min USD 50 or

VND 1 200 000

· Outside L/C

0.15 % p.m min USD 100 or

VND 2 400 000

OTHER CHARGES

Swift charges

L/C opening

USD 50

Other Swift

 

o Customer

USD 15

o Non-customer

USD 30

DHL charge

At cost

Postage (inside Vietnam)

USD 3

REMITTANCE

REMITTANCE

Inward remittance (overseas and domestic)

FREE

Domestic Outward remittance

· VND payment orders

0.04 % (Min: VND 50 000,

Max: VND 1 000 000)

· Foreign currency payment orders

VND 350 000

· Amendment / Cancellation

VND 50 000

Overseas Outward remittance

· Transfer fees

0.2 % (Min USD 8 – Max USD 200)

· Swift

USD 15

· Amendment / cancellation

USD 15

· Correspondent bank fees

At cost*/USD 25/EUR 24

CASH

Deposit

· USD/ EUR

0.3 % (Min USD 5 or EUR 5)

· VND

FREE

Withdrawal

· USD / EUR

0.3 % (Min USD 5 or EUR 5)

· VND

0.02 % (Min VND 50 000 –

Max VND 800 000)

ACCOUNT HANDLING

Audit / Balance / Other confirmation

VND 350 000/Copy

Account number confirmation

VND100 000/Copy

Additional Account Statement

VND100 000/Copy

Additional Debit/ Credit advice

VND100 000/Copy

Surcharge for old item

 

Over 1 year

VND 250 000/item

Over 3 years

VND 350 000/item

MT 940

 

Register

VND 1 000 000

Monthly

VND 1 000 000/account/month

Maintenance

 

VND100 000 for average balance below VND 50,000,000

USD5 for average balance below

USD 2,000

EUR5 for average balance below

EUR 2,000

Dormant

VND 250 000/account/month

Closing account

VND 800 000/client

(*) Notes:
• All the bank charges and fees are exclusive of VAT of 10%.
• The above rates are subject to adjustment based on the level of cooperation/business volume entrusted.
• Customers can pay service fees in VND or other foreign currencies for fees collected in foreign currency/VND at the rate announced by BPCE at the time of charge collection.
• In case customer requests to cancel the transaction or to stop using the service before the expiry date, or the transaction is not performed through no fault of ours, BPCE will not refund the service fee and other fees (SWIFT cost, postage, tax, service charge… payable to other parties/banks) collected.
• Charges for services not listed herein will be provided on request.
• Out-of-pocket expenses such as postage, courier, fax, telex, telephone, SWIFT, correspondent bank’s charges, and other ancillary charges will be collected additionally.
• All bank charges and fees contained herein supersede any previously issued charges and fees and are subject to amendment, supplement or cancellation without prior notice unless otherwise required by Vietnamese laws.