Rates & Templates

 

EXCHANGE RATES

For reference only

SBV Rates (USD/VND): 23,660

Rates updated on 07-12-2022 09:19

  BUYING SELLING
Cash Transfer
AUD 15,566
0.6524
15,628
0.6550
16,320
0.6840
EUR 24,314
1.0190
24,411
1.0231
25,819
1.0821
GBP 28,185
1.1813
28,298
1.1860
29,551
1.2385
JPY 167.46
142.4799
168.13
141.9100
182.98
131.9300
CHF 24,678
0.9669
24,777
0.9630
25,874
0.9222
HKD 2,990
7.9805
3,002
7.9486
3,135
7.6108
CAD 17,038
1.4004
17,106
1.3948
17,864
1.3356
SGD 17,110
1.3945
17,179
1.3889
17,940
1.3300
THB 658
36.2450
661
36.1000
708
34.1200
NOK 2,310
10.3268
2,320
10.2855
2,447
9.7507
SEK 2,220
10.7481
2,229
10.7051
2,351
10.1489
USD 23,860 23,860 24,140

 

FORMS & TEMPLATES

General Forms

BPCE IOM PAYMENT ORDER FORM

Payment Order

Account Opening Templates

For Company

Application Form Company

Application Form Company Cir 32 Branch & Rep

FATCA Letter To Customers

FATCA W8BEN E Form

General Business Condition BPCE IOM VN

General Business Condition BPCE IOM EN

IDENTIFICATION DOCUMENT OF BENEFICIAL OWNERS

Indemnity Letter BPCE IOM Fax agreement

INTERNET BANKING REGISTRATION FORM EN VN BPCE IOM

Letter Of Authorization BPCE IOM VN

Letter Of Authorization BPCE IOM EN

PEP Declaration Bilingual

Resolution of Board of Directors-Account opening for transactions

Signature Card BPCE IOM

For Individual

Application Form Individual (joint account)

Application Form Individual

FATCA PP W 8BEN

FATCA PP W9

PEP Declaration Bilingual

Signature Card 2015 BPCE IOM

Loan Drawdown Confirmation

Loan Drawdown Confirmation for export in USD

Loan Drawdown Confirmation for export with rollover in USD

Loan Drawdown Confirmation for financial loan in USD

Loan Drawdown Confirmation for financial loan in VND

Loan Drawdown Confirmation for financial loan with rollover in VND

Loan Drawdown Confirmation for financial loan with rollover in USD

Loan Drawdown Confirmation for import in USD

Loan Drawdown Confirmation for import in VND

Loan Drawdown Confirmation for import with rollover in USD

Loan Drawdown Confirmation for import with rollover in VND

Payment List link to drawdown for domestic transfer

Payment List link to drawdown for overseas payment

Trade Finance

AMENDMENT APPLICATION

BILL OF EXCHANGE BPCE

GUARANTEE APPLICATION

LC APPLICATION -BPCE

LSETTOFF ON DEPOSIT

PRESENTATION FORM

SHIPPING GUARANTEE APPLICATION BPCE

 

DEPOSIT INTEREST RATE

1. CURRENT ACCOUNT

Types of customer VND USD and other foreign currencies
Individual 0.50% 0.00%
Corporate 0.50% 0.00%
Capital Account 0.00% 0.00%

2. TIME DEPOSIT ACCOUNT

Tenor VND USD and other foregin currencies
Individual Corporate
1 week 1.0 1.0 0.00%
2 week 1.0 1.0 0.00%
3 week 1.0 1.0 0.00%
1 month 4.0 4.0 0.00%
2 month 4.2 4.2 0.00%
3 month 4.4 4.4 0.00%
4 month 4.6 4.6 0.00%
5 month 4.8 4.8 0.00%
6 month 5.0 5.0 0.00%
9 month 5.0 5.0 0.00%
12 month 5.0 5.0 0.00%
18 month Na Na 0.00%
24 month Na Na 0.00%
36 month Na Na 0.00%

*Notes:
• The interest rate is applied for time deposit account with interest paid at maturity date.
• The interest rate is determined by principle and tenor of the deposit.
• In the event of premature withdrawal of the Time Deposit Account, the interest payment is calculated by the current deposit interest rate and the number of days from the deposit date to the termination date.
• Interest rate applied for large deposit should be agreed between customer and the Bank.
• Any change may be made without notice.

ALL RATES, FEES & CHARGES

Latest update at June 2021

1. ACCOUNT OPERATIONS
Opening account: free (first deposit USD2,000.00 or equivalent)
Maintenance:
• USD account: : USD3/month for average balance below USD2,000
• VND account: VND57,000/month for average balance below VND38 mio
• EUR account: EUR2.4/month for average balance below EUR1,500
• Account with average balance below USD100 for 60 days to be closed automatically

Dormant account: USD10 or equivalent

Closing account: USD30
2. CASH
Foreign currencies
• Cash deposit :
USD: 0.3% Min USD3 (or equivalent).
Others: 0.6% Min USD3 (or equivalent)
Small notes not exceed 10%
• Cash withdrawal : 0.3% for all foreign currencies
In USD Min. USD3
In EUR Min. EUR2
• Change USD small note to big note USD50 & 100: 0.3% – Min. USD5
• Change from VND to USD & EUR for tourist exit out of Vietnam:
1% – Min.USD3
• Issuance of Confirmation Certificate for VN citizen to carry foreign
currency to go abroad at the quantity exceeding the limit USD5,000 0.50% – Min. USD10 – Max. USD200
Local currencies (VND): free for both deposit and withdrawal.
Cash deposit or withdrawal of big amount (appx. USD15,000 or VND300,000,000.00) is subject to prior arrangement and possible additional charges.

3. REMITTANCE
Within BPCE IOM HCMC: free
Inward Remittance
• From banks in VN : free
• From abroad:
Company account: free
Individual account: 0.1% (Min USD5 – Max: USD50)
Overseas family remittance : 0.05% (Min USD2 – Max: USD200)
Outward Remittance
• To Bank Inside HCM City:
– Foreign currency: USD2 (equivalent)
– VND:
a) Vietcombank system: VND30,000
b) Other banks: VND25,000+0.005% (Min VND35,000 – MaxVND150,000)
• To bank outside HCM City
– Foreign currency: 0.1% (Min USD4 – Max USD100- equivalent)
– VND: 0.07% (Min VND55,000 – Max VND1,100,000)
• To abroad: 0.2% (Min USD8- Max USD200 equivalent)
• Standing payment order: Set up: USD20
• Stop payment: USD20

Cheques Collection: Stop services

4. DOCUMENTARY COLLECTION (D/P, D/A)
• Bank commission including payment fee: 0.2%
(Min USD25 – Max USD200)
• Cancellation or rejection : USD30 flat

5. DOCUMENTARY CREDITS

A/ EXPORT
Advising letter of credit
• Advising LC: USD25 flat
• Advising amendment: USD20 flat
• Confirmation: Subject to arrangement
Export bill negotiation: 0.25% (Min USD30)
Export bill discount: 0.25% (Min USD30) plus transit interest
B/ IMPORT
Import letter of credit
• Opening fee: 0.125% p.m. (Min USD50)
• Amendment fee
– Increase in amount & extension: 0.125% p.m. (Min USD30)
– Other amendment: USD25 flat
• Cancellation fee: USD50 flat
Import bills
• Payment: 0.15% (Min. USD30 – Max. USD800)
• Acceptance of usance draft/deferred payment: 0.2%p.m. (Min USD25)

6. LETTER OF GUARANTEE
Bank guarantee
• Issuance of L/G: 0.2% p.m. (Min USD40)
• Amendment
– Increase in amount & extension: 0.2% p.m. (Min USD30)
– Other amendment: USD30 flat
• Advising L/G: USD30 flat
Shipping guarantee
• Under Letters of Credit: flat USD30
• Outside Letters of Credit: 0.15% per quarter or part thereof Min USD30

7. MISCELLANEOUS
Audit/Balance/transaction Confirmation: USD15
Request for old item: over 1 year: USD30 – over 3 years :USD100
Letter of reference: USD10/each
Letter of reminder: USD10/each
Applied after 3-month period since the dealing date for the following cases:
– overdue follow-up of supporting documents for advance payment to abroad based on Letter of Indemnity.
– overdue follow-up of original documents for other transactions.
Processing fee: USD10/each
Applied for the case of processing late payment of Medium-term loan & Long-term loan to abroad

 

PLEASE NOTE:
1. Charges for services not listed herein will be provided on request;
2. The commission and charge set forth herein apply to normal commercial business transactions and do not include special services. Additional charges may be considered on a case-by-case basis;
3. Out of pocket expenses such as postage, telex and telephone, fax , cable charges as well as correspondent’s charges will be debited additionally;
4. This schedule of charges supersedes all previous issues and is subject to change from time to time without prior notice.
5. All bank charges are EXCLUSIVE of VAT of 10%